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Three Real Estate Myths in 2012

Where is the Real Estate market going in 2012? Here are three myths that you may consider in your decision making process in 2012:
1) There is a national Real Estate Market. While Fisery Case Shiller reports can comment on the 384 Metro Regions in the US, this leaves us a huge sector that embodies pockets and neighborhoods in the US that vary as much as fingerprints or snowflakes. Schools, proximity to jobs, quality of life and many others factor in an overall market value.
2) There is a deep “shadow inventory” of bank-owned homes. No one actually knows what the banks are holding or holding off regarding bank-owned homes. Though a good piece of news is: “Mortgage delinquency rates have been falling for more than a year. Foreclosure rates have started to decline. The flood of bank-owned sales, which has swamped many markets, will finally begin to recede this year as fewer houses enter the foreclosure pipeline. Meanwhile, housing affordability has nearly returned to pre-bubble levels. Relative to family income levels, the average U.S. home is now only 5 percent more expensive than it was in 2000.” - Fisery Case Shiller 2012 forecast report.
3) It’s impossible to obtain financing. Not true – yes banks are requiring more documentation and in many cases a higher down payment. There is still, however, a 3.5% downpayment option through FHA if you are willing to pay for mortgage insurance.

Posted in Real Estate Tips, Tips on Real Estate.

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3rd Annual Lafayette Holiday Sing Along

Come one come all to this timely event…who knows, Norman Rockwell may even show up?

Come one come all to Collector's Choice Antiques

Posted in Great Violin Music, Just for Fun.

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POSH BOUTIQUE Event Highlights 12/8/11

Posted in Just for Fun.

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Some Like it Hot

Django Reinhart and Stephan Grappelli left an indelible print on the world of jazz. Historically, jazz was a poor man’s music until it hit France. When combined with Gypsy music, another plebian genre, it took the world by storm and so was born, The HOT CLUB OF FRANCE.

Posted in Great Violin Music, Just for Fun.

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Five Reasons to Buy in 2011

7 Arbor Way, Lafayette CA

1) Rates: Ridiculously low interest rates can help you put more towards the principle every month.
2) Values: Lower values increase your buying power while reducing you property taxes.
3) Leverage: Put down 20% on a $525,000 home ($105,000) – when the value goes up 10%, it increases on total ($525,000) not on your initial investment, net +$52,500.
4) Forced Savings: If you pay rent all you have to show for after years and years are cancelled checks.
5) Choices: You get to paint your rooms primary colors without permission from your landlord.

Posted in Real Estate and Happiness, Real Estate Tips, Tips on Real Estate.

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3513 Wren Ave., Concord CA

Posted in Real Estate and Happiness, Real Estate Tips, Tips on Real Estate.


8th Annual Old Tyme Fiddle Jam

Posted in Just for Fun, Networking, Real Estate and Happiness.


765 Moraga Rd., Lafayette CA – Sold!

Posted in Real Estate and Happiness, Real Estate Tips, Tips on Real Estate.

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874 Birdhaven CT, Lafayette CA

Posted in Real Estate and Happiness, Real Estate Tips, Tips on Real Estate.


Paint – The “Armor” of Your Home

How do you save thousands of $$$ in wood repair bills on the exterior of you home? How often should I paint the outside of my home? Check around your home for peeling paint, cut away any vegetation up against your dwelling and keep all structures that extend beyond a covered roofline well covered in a good coat of paint. Pressure wash regularly to keep appearances up. Many times homes do not need paint but just some clean up. Make sure you use two coats for the southern exposed areas. Quality painters will use two coats primer and a strong finish coat. This will help seal the structure against the elements.

“It’s a good idea to paint wood every five years and stucco every seven. – Tom Romaneck of Romaneck Painting

Posted in Home Maintenance.

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